It’s official. I’m poor.
For those of you who tuned in to the Life List Club’s last Friday post, I had a little truth to tell regarding one of my life goals. I desperately need to start saving money. You can hear more about it at my guest post for our newest Life List Club contributor, Lara Schiffbauer, in Confessions of a Shopaholic.
With the New Year still looming over me and a reflective eye on my 2011 Life List, the shortcomings of my big plans were staring me square face in the eye. The biggest barrier to making some of my dreams happen: money. So the first thing I did was make a new plan and commit to a visit with a personal banker. I WILL also finish reading Women and Money. I joined piggymojo.com which lets me track the money I save from not buying every impulsive thought that crosses through my brain via text or tweet so I get a nifty graph that shows me what dollar amount I could place in *gasp* savings!
But, I’m a visual learner, so with a little helpful advice from one of my favorite comedic actresses, Amy Sedaris, I took a cue from her latest book, Simple Times: Crafts for Poor People. Amy is full of ideas on what to do with used matchsticks and a jar of modge podge! She’s really my kinda gal.
So in the spirit of Ms. Sedaris, I made myself a little chart, complete with gold stars, cause I’m traditional like that. Please clap for my newest money saving technique: Jess’ $$ Saving Chart for Poor People!
Simply put, I get a gold star whenever I:
- Eat at Home
- Don’t Spend Money at Work (and I work in retail)
- Only Buy Coffee When I Am Writing for an Extended Time
- DON’T Spend Money Frivolously
- Enjoy Free Entertainment
- Put $$ in Savings
At the bottom, I wrote down all my goals that required money to achieve: Visiting South Korea, attending the DFW conference in Texas, visiting Yellowstone National Park, paying off student loans, and having back up for life emergencies (such as, oh I don’t know, getting into a four car pile up on the first big snowfall day – Thanks for nothing, Wisconsin!)
So you see, my method of money saving may be childish and not even particularly pretty to look at, but so far, I’m liking it. It’s doing it’s job, which is keeping me accountable.
And now that I’ve got my crafting feet wet, I’m ready to get started on a whole series of burned matchstick crafts which I will be handing out for Christmas this year! Maybe I’ll auction one off on my blog! If you’re lucky! 😉
Talk to me crafters! Should I add rainbows to my money tracker sheet? What about in the form a thermometer gage? You know ROYGBIV your way to financial freedom?!
How are you all spending less/saving more these days? What are you saving for?